Depressive symptoms rose sharply after retirement and persisted for more than 4 years, but high informal social engagement buffered against sustained psychological decline, producing only a temporary rise, while low social engagement was associated with sustained increases that did not return to preretirement levels even after 4 years.
Key Findings
Results
Depressive symptoms showed no notable change before retirement but rose sharply afterward and persisted for more than 4 years post-retirement.
Data were drawn from 10,233 older adults across seven waves of the Korean Longitudinal Study of Ageing
The study yielded 53,865 person-observations
An individual-level fixed-effects event-study approach was employed to account for unobserved, time-invariant characteristics
The increase in depressive symptoms after retirement persisted for more than 4 years
Results
Social engagement moderated the trajectory of depressive symptoms following retirement, with clear heterogeneity emerging by level of informal social engagement.
Interaction models were used to assess whether the association between time to retirement and depressive symptoms varied by levels of informal social contact
Individuals with low social engagement experienced sustained increases in depressive symptoms that did not return to preretirement levels even after 4 years
Those with high social engagement exhibited only a temporary rise in depressive symptoms, primarily around the second year after retirement
The moderating variable was specifically informal social contact
Results
Retirement is not uniformly harmful to mental health, as the psychological impact differs substantially by level of informal social engagement.
High social engagement was associated with a temporary rather than sustained increase in depressive symptoms after retirement
Low social engagement was associated with sustained increases in depressive symptoms persisting beyond 4 years post-retirement
The fixed-effects approach controlled for unobserved, time-invariant individual characteristics
The findings highlight 'the emotional toll of retirement and the protective role of social engagement in buffering against sustained psychological decline'
Conclusions
Promoting opportunities for informal social connection may be critical to supporting emotional well-being during the retirement transition, particularly among those at risk of social isolation.
The study specifically identifies individuals at risk of social isolation as a vulnerable group during retirement transition
The protective effect of social engagement was operationalized through informal social contact
Findings are based on longitudinal data from the Korean Longitudinal Study of Ageing
The authors recommend promoting informal social connection as an intervention target during retirement
Nam N, Kim J. (2026). Diverging trajectories of depressive symptoms after retirement: the moderating role of social engagement.. The journals of gerontology. Series B, Psychological sciences and social sciences. https://doi.org/10.1093/geronb/gbag010