Moderating role of financial legal satisfaction in the relationship between business environment and health outcomes among Chinese financial professionals: a cross-sectional study.
Lv S, Zhou X, Wang Y • Frontiers in public health • 2026
Financial legal satisfaction plays a critical moderating role in the relationship between business environment and health outcomes among Chinese financial professionals, weakening the positive link with subjective health and amplifying the negative association with psychological stress.
Key Findings
Results
Chinese financial professionals exhibited compromised health profiles across three measured dimensions.
Sleep quality mean score: 3.33 ± 1.06
Subjective health mean score: 3.50 ± 0.93
Psychological stress mean score: 2.50 ± 1.01
The study characterized these as 'diminished sleep quality, impaired subjective health, and heightened psychological stress'
Results
Financial legal satisfaction significantly moderated the relationship between business environment and subjective health, weakening the positive association.
Moderation coefficient β = -0.625, p < 0.01
The moderation effect was negative, meaning higher financial legal satisfaction weakened the positive link between business environment and subjective health
Analysis was conducted using hierarchical regression
Results
Financial legal satisfaction significantly moderated the relationship between business environment and psychological stress, amplifying the negative association.
Moderation coefficient β = -0.572, p < 0.05
Higher financial legal satisfaction amplified the negative association between business environment and psychological stress
This suggests legal satisfaction may intensify the stress-reducing effect of a favorable business environment
Methods
The study collected 514 valid responses from Chinese financial professionals using a multi-stage stratified sampling approach.
Effective response rate was 71.49%
Study design was cross-sectional
Hierarchical regression was used to analyze determinants of health outcomes and moderating effects of legal satisfaction
Conclusions
Targeted legal optimization is identified as a mechanism to systematically enhance workforce health among financial professionals.
The study underscores 'the importance of aligning legal framework modernization with business environment reforms'
Financial legal satisfaction was framed as a 'forward-looking dimension' for optimizing health outcomes
The findings suggest legal infrastructure improvements can strengthen health outcome support for financial professionals
What This Means
This research suggests that the working environment and legal framework experienced by financial professionals in China are meaningfully connected to their health. Surveying 514 Chinese financial workers, the study found that this population generally reported poor sleep, lower subjective health ratings, and elevated psychological stress. Importantly, how satisfied workers were with financial laws and regulations — termed 'financial legal satisfaction' — changed the nature of these relationships in complex ways.
Specifically, when financial professionals were more satisfied with the legal environment, the health benefits they might otherwise gain from a better business environment were somewhat reduced for subjective health. At the same time, higher legal satisfaction appeared to strengthen the stress-reducing effects of a good business environment. This suggests that legal and regulatory frameworks do not simply add to business environment effects on health, but interact with them in nuanced ways.
This research suggests that policymakers and organizations seeking to improve the wellbeing of financial workers should consider not only improving the general business climate but also modernizing financial legal frameworks in ways that workers find satisfactory. The findings point to the legal environment as an underappreciated lever for workforce health, particularly in high-pressure sectors like finance.
Lv S, Zhou X, Wang Y. (2026). Moderating role of financial legal satisfaction in the relationship between business environment and health outcomes among Chinese financial professionals: a cross-sectional study.. Frontiers in public health. https://doi.org/10.3389/fpubh.2025.1705998